Welcome to truenorthmodernlending.com (the “Site”), operated by True North Modern Lending, a brand of Manley Haines, NMLS #755847, powered by NEXA Mortgage, LLC, NMLS #1660690. By using the Site you agree to these Terms of Use. If you do not agree, please do not use the Site.
Not an offer to lend
Nothing on the Site is an offer to lend, a loan approval, a rate lock or a commitment to lend. All loans are subject to credit approval, verification of income and assets, property eligibility, underwriting and final approval by the lender. Not all applicants will be approved. Loan programs, rates, terms and conditions are subject to change without notice and are not available in all states.
Calculators, estimates and rates
The Dream Home Search Tool, payment examples and other calculators are for illustration only. Default interest rates are national averages for each loan type from a third-party source as of the date shown and assume strong credit. Taxes, insurance, mortgage insurance, buydown costs, seller concessions and closing costs are estimates. Your actual rate, payment and costs will depend on your credit, down payment, property, loan program, lock date and other factors. A Loan Estimate is itself an estimate and can change before closing. Always get fully approved for your actual numbers.
References to being “fully approved” mean an underwriting review of the documentation you submit. It is not a final loan commitment, does not guarantee a loan will close, and is subject to property, title and final underwriting conditions.
General information only
Content on the Site is general information and is not legal, tax or financial advice. Talk with a qualified professional about your specific situation.
Using the Site
- Provide accurate information when you contact us or use our tools.
- Do not misuse the Site, interfere with its operation, attempt to gain unauthorized access, or use automated means to collect information from it.
- Do not submit sensitive information such as Social Security or account numbers through the website contact form.
Content and trademarks
The Site’s content, design, logos and the True North Modern Lending name and compass mark are owned by or licensed to us and may not be copied or used without permission. Third-party names and logos, such as Zillow, Google, Birdeye and Facebook, belong to their owners and are used only to identify those services.
Third-party websites
Links to other websites are provided for convenience. We do not control and are not responsible for their content, accuracy or privacy practices.
Disclaimers and limitation of liability
The Site is provided “as is” without warranties of any kind. We do our best to keep information accurate and current, but we do not guarantee it is complete or error-free. To the fullest extent allowed by law, we are not liable for any indirect, incidental or consequential damages arising from your use of the Site or reliance on its content.
Equal Housing Opportunity
We do business in accordance with federal fair lending laws. We do not discriminate on the basis of race, color, religion, national origin, sex, sexual orientation, gender identity, marital status, familial status, age, disability, receipt of public assistance, or any other basis prohibited by law.
Governing law
These Terms are governed by the laws of the State of Wisconsin and applicable federal law, without regard to conflict-of-law rules.
Changes
We may update these Terms from time to time. The effective date at the top of this page shows when they were last changed. Continued use of the Site means you accept the updated Terms.
Contact
True North Modern Lending · Manley Haines, NMLS #755847 · Powered by NEXA Mortgage, LLC, NMLS #1660690
Mailing address: N21W23340 Ridgeview Pkwy W, Suite 100, Waukesha, WI 53188
Phone or text: (262) 391-8844 · Email: manley@truenorthnexa.com